Overview
Requirements & Activation
Using Your GIG Card
Overview
1) What is the 4GIVES GIG Card?
The 4Gives GIG Card is the official debit card for freelancers given to approved 4Gives users. It is a fully functional debit card in partnership with AllBank and UnionPay.
2) Is this a legitimate product?
Yes! We are officially partnered with AllBank. We are also legally registered in the SEC.
3) What are the requirements to apply?
You will need to first create an account through 4Gives. We require a government ID, billing statement, and proof of income. Upon activation of your account, you will then need to create your account with AllBank. Once your account with AllBank has been approved, we will issue your debit card and send it to your given address.
4) How long is the approval process?
This currently takes 7 business days.
4) How much will my credit limit be?
Your credit limit will be set based on the provided proof of income. Currently, users are able to get a maximum of PhP 40,000.00 credit limit with 4Gives.
5) How do I apply for my first credit transfer?
On your dashboard, you are able to apply for your first credit transfer. Simply state the amount you wish to loan and it will be deposited into your debit card account within 24 hours.
6) When are payments due?
You will be invoiced every 2 weeks or every month, depending on your choice of term, for a total of 4 equal invoices.
7) What are the fees associated with the loan?
For the actual loan, we charge a 1.5% service fee per month.
There is a one-time fee of PhP 150.00 for the issuance of your debit and a one-time fee of PhP 250.00 for delivery of your card. This will be included in the billing statement of your first loan. This will also be spread out across 4 equal installments. Penalties for late payment apply.
8) What can I do with my credit?
Approved credit that is deposited into your account is as good as cash. You are free to make purchases via UnionPay’s network, transfer to your e-wallet, pay through QR PH, or withdraw the amount in any ATM machines nationwide.
Requirements & Activation
1) How can I get a GIG card?
Currently we are on a limited run so only select individuals and partners can apply for the GIG card. We will be opening this to the public later in the year.
2) What are the requirements to apply?
You will need to first create an account through 4Gives. We require a government ID, billing statement, and proof of income. Upon activation of your account, you will then need to create your account with AllBank. Once your account with AllBank has been approved, we will issue your debit card and send it to your given address.
3) Do I need to activate the GIG card?
The card will be activated before it will be shipped to your mailing address. All you have to secure is the PIN of the card.
4) Does the card come with the PIN? How do I get it?
Absolutely! Yes, you will receive the PIN via text message to your registered mobile number.
5) How long is the card valid?
The card is valid for 4 years upon activation.
6) How do we track the delivery of my GIG card?
We don’t have tracking information for the card for security purposes.
Using Your GIG Card
1) Where can I use the GIG card?
You can use the GIG card just like any other debit card. You can make online purchases, swipe in any POS, or withdraw your credit. Just make sure you have enough balance for the transaction.
2) What can I do with the AllBank mobile app?
Here are some of the most popular functions of the AllBank mobile app:
- Transfer your money to G-Cash, Shopee Pay and more!
- Pay your real estate billers like Bria Homes, Masterpiece Asia ProPerties, Crown Asia Properties, etc.
- Create or scan a QR Code for paying an order.
3) How do I transfer funds to my GIG card?
You can put funds in the GIG card thru bank transfers or by processing a GIG loan with us.
4) Do you have a bills payment feature?
Yes, the AllBank app has bills payment option but limited only to real estate as of the moment. They will add more billers soon.
5) What is the GIG loan?
Select GIG card users are eligible for credit transfer or the GIG loan. You are able to loan up to 100% of your current credit with us and transfer it as cash to your AllBank account.
6) How long does it take to process the GIG loan request?
As long as your card is already released, we can process your loan request within the next 3 business days.
7) Can I request for a loan without the card?
Yes! As long as your card is ready for release or in transit, you can go ahead and request for a GIG loan.
7) How can I pay for my loan?
You can pay for the GIG loan by logging in to your 4Gives account. Choose the loan reference ID and click the PAY NOW button on the desired invoice that you want to pay.